Contact Form

Name

Email *

Message *

Monday, 22 September 2025

Which Professions Will Survive AI Revolution? What Sam Altman Says Might Surprise You

In Short, AI is shaking up work faster than anyone expected.  Companies are cutting jobs, machines are stepping in, and even the people building the tech feel uneasy about where it’s all heading, raising the big question: how much of our future are we really ready to hand over to algorithms?

Is AI About to Outpace Human Jobs Faster Than We Think?

Tech giants have already voiced concern about the impact of artificial intelligence. Several companies have seen major layoffs since the rise of Artificial Intelligence (AI), with hundreds of thousands of workers losing jobs. OpenAI CEO Sam Altman recently stated that the first wave of AI disruption will hit customer service roles, particularly those handled over the phone or computer. Speaking on The Tucker Carlson Show, Altman warned that AI is set to replace a significant share of support-based positions. His comments have once again fueled fears about AI, with some calling for stricter limits on its development.

What did Sam Altman say?   

Altman believes AI can handle customer service better than people. He also warns that it could threaten programmers’ jobs. In the past, about half of all jobs were replaced every 75 years. This time, he says, the change will come faster and at a much larger scale. Still, he pointed out that jobs needing human care, like nursing, will survive. People value empathy and trust and the things only humans can give.

Companies are already moving this way.

Big firms are quickly adopting automation. Last year, Oracle said it would automate all customer support. Salesforce CEO Marc Benioff also announced 4,000 layoffs. Many of those jobs were in customer support, and AI is now taking over much of that work. Changes like this show how quickly companies are shifting.

But experts say human services won’t disappear.

Not everyone agrees with Altman. Gartner Inc., a global research and advisory company, predicts that by 2027, over half of the companies that cut support staff will bring them back. This means many businesses still see human connection as vital. AI may change customer service, but it’s unlikely to replace people completely.

‘Even small AI choices can change the world’

Altman also admitted that he sometimes struggles to sleep. Millions use OpenAI’s chatbot every day, and it feels a heavy responsibility. He worries that even small AI decisions could create big effects worldwide.

 *******

Here's My Poem Written on How AI is Changing Our World

Machines Rise, Humans Stay

Machines learn fast, they never sleep,

Jobs we knew, they start to creep.

Code can answer, calculate, decide,

But hearts and care can’t be denied.

Nurses, teachers, those who care,

Empathy lives; AI won’t dare.

Change is coming, swift and wide,

Yet human touch will still guide.

Sunday, 21 September 2025

Stop Being a LinkedIn Honeybee – Chasing Empty Flowers Won’t Build Your Hive

Highlights- Too many job seekers, such as Content Writers/Copy Writers/ Creative Writers, GPT Writers,  GPT Humanisers/ Detectors on LinkedIn act like honeybees, flying from one bright flower to another, chasing every opportunity that appears shiny. But most of these flowers hold no nectar. Only rejection and wasted time. The truth is, your worth is not defined by a job title, and running after every opening only drains confidence.

Fake Flowers, No Nectar: The Harsh Truth of LinkedIn Job Hunting

Every day on LinkedIn, I see “honeybees” buzzing from one post to another, chasing opportunities that sparkle but carry no nectar.

But pause for a moment.

What does it mean to truly OWN something?

You know, I sometimes ask myself: What does it really mean to live in a bond that actually matters? Dreams, they are like rivers, quietly making their own paths. A wave, it belongs to the shore, the clouds… they just float in the sky, doing their own thing. A flower blooms! Does it belong to itself, or to the wind that carries its fragrance?

You might Also LikeIs Content Writing Dead? Why 2025 Might Be the Breaking Point

And what of us? Do we belong to jobs, or do jobs belong to us?

Does our worth come from a title, or does the title gain worth from us?

Too often, seekers chase every “opportunity,” applying to everything in sight. Yet many flowers here are fake. They shine brightly but hold no nectar. Rejections sting. Time is lost. Confidence fades.

This is for You: The Job That Quietly Takes Your Health Before You Notice

The net does not belong to the fish. The fish does not belong in the net. In the same way, you do not belong to false promises.

So, here is my little warning: Don’t be that honeybee, running after every flower that just looks bright. Instead, think like a beekeeper. Build your own hive, put your energy where it matters, and let the right things come to you. Real growth? It comes when you actually own your path, not when you are all over the place chasing things that are not even real.

Choose your direction with intent. Build your hive with care. Let the world come to you. Because real nectar is not in chasing. It is in owning your path, your bond, your hive.

Read MoreHoneybees of LinkedIn: Don’t Spoil your life in THIS field

Saturday, 20 September 2025

RRB JE Draft Notification 2025: What You Need to Know Now

In Shorts: With 2570 posts announced for Junior Engineer and related roles, the RRB JE 2025 draft opens a rare chance for railway job aspirants across India. Are you ready to check your eligibility and secure your future?

RRB 2025 JE Recruitment Draft: How to Grab This Major Opportunity

The Railway Recruitment Board (RRB) has announced a draft notification for Junior Engineer (JE) recruitment 2025. A total of 2570 posts are to be filled. The posts include Junior Engineer, Depot Material Superintendent (DMS), Chemical and Metallurgical Assistant, and others:-

Recruitment Body: Railway Recruitment Boards (RRB)

Posts: Junior Engineer, Depot Material Superintendent (DMS), Chemical and Metallurgical Assistant, Chemical Supervisor, Metallurgical Supervisor

Vacancies: 2570

Notification: Expected September 2025

Registration Dates: To be announced

Important Dates

The detailed notification will appear in the Employment Newspaper.

Once released, it will also be available on rrbapply.gov.in.

Candidates are advised to regularly check the official website for updates.

Vacancy Details

A total of 2570 posts across India.

Includes Junior Engineer (Safety and Non-Safety), DMS, Chemical and Metallurgical Assistant, Chemical Supervisor, and Metallurgical Supervisor.

Exact vacancy details will be released with the full notification.

How to Apply Online

1. Register Online: Visit the RRB official site when the application opens.

2. Fill Application Form: Enter all details carefully.

3. Upload Documents: Scan and upload required documents.

4. Pay Fee: Use the online payment methods provided.

5. Submit Form: Complete submission before the deadline.

Eligibility Criteria 2025

* Junior Engineer: Diploma or Degree in a relevant engineering stream.

* Depot Material Superintendent (DMS): Diploma or Degree in a relevant engineering stream.

* Junior Engineer IT: PGDCA, BSc in Computer Science, BCA, BTech IT, BTech Computer Science, or DOEACC B Level 3-year course.

* Chemical and Metallurgical Assistant: Bachelor's degree in Science with Physics and Chemistry with a minimum of 55 percent marks.

This is a major opportunity for aspirants seeking railway jobs. Candidates should stay updated to avoid missing important notifications.


Friday, 19 September 2025

Is Your PC Safe After October? The Big Windows 10 Question


Synopsis- Support for Windows 10 is set to expire soon. As a result,  millions of everyday users are caught in a tricky spot. While Microsoft pushes for an upgrade to Windows 11, not every computer can handle it. What is the result? A debate over security, costs, and whether users should be left behind.

The October Change That Could Leave Half the World’s PCs at Risk*

Microsoft will end support for Windows 10 from October. With this, 46 percent of personal computers globally will face security threats, according to the user group Consumer Reports. In a letter sent to Microsoft CEO Satya Nadella, they demand that security updates be provided to those using Windows 10 even after October 14. The letter also points out that millions of users have devices that do not support Windows 11 and that they should also be considered.

According to the figures for the month of August, 46.2 percent of PC users in the world are still using Windows 10. In addition, 200–400 million computers do not have the hardware to upgrade to Windows 11. Without Microsoft's security updates, these computers will be more vulnerable to cyber attacks. Those who still want Microsoft's updates can get them by paying USD 30 per year. The policy of stopping the free service and forcing users to pay for services should be reversed. They have also demanded that Windows 10 support continue. However, Microsoft's response to this matter has not been received yet.

How to upgrade to Windows 11

Many computers have already been updated to Windows 11 for free. If the update is not happening automatically, you can do this by going to Windows Update in the Settings option in the Control Panel. You can update to the latest version by selecting Check for updates. However, not all computers can update to Windows 11. For this, 64-bit processors with a speed of 1 GHz or two or more cores, or a System on a Chip (SoC), are mandatory. At least 4 GB of RAM and 64 GB of storage are also required.

My Personal Opinion

In fact, I still use Windows 10 every day, and I don’t see why Microsoft wants to just cut it off like that. Not everyone got money for new laptops or fancy systems just to run Windows 11. Feels unfair, we trusted Windows for years, and now suddenly pay extra or stay unsafe? Wish they kept updates free a bit longer, at least for people who can’t move right away.

India’s New E-Passport: Faster, Safer, and Smarter Travel Awaits You

Learn how to apply for an e-passport in India. Discover its features, benefits, security advantages, and why it makes international travel faster and safer.

Synopsis: E-passports are now available in India. They come with an RFID chip that stores biometric and personal details, making travel safer and faster. The application process is almost the same as a regular passport.

Travel smarter with India’s e-passport.

India has started rolling out e-passports. This is part of a pilot project by the Ministry of External Affairs from April 1, 2024. For now, they are available at a few passport offices, but the service will soon expand across the country. An e-passport can be identified by the small gold symbol on its cover.

Different from the regular passport, the e-passport comes with a microchip that stores personal as well as biometric details. This makes it safer, harder to forge, and faster to use while traveling abroad.

Main Features

* Chip embedded on the cover page

* Stores fingerprints, photo, and iris scan

* Holds personal details like name, date of birth, and passport number

* Contactless and encrypted for security

* Matches international (ICAO) standards

Benefits

Travel becomes quicker with e-gates. Security improves because biometric data is difficult to copy. Since it follows global standards, it works abroad without issues.

Steps to Apply

1. Go to the Passport Seva Portal

2. Sign up or log in, and fill out the e-passport form

3. Choose your nearest Passport Seva Kendra (PSK) or Post Office PSK

4. Pay the fee online

5. Book an appointment and visit the center with your documents

Additional Advantages of E-Passports

1. Global Usage:  Over 120 countries, including the USA, UK, Singapore, and Germany, already use e-passports, making India part of a global system.

2. Security Advantage:  The RFID chip is digitally signed and encrypted, which makes it nearly impossible to tamper with or clone.

3. Faster Immigration:  E-passports can be scanned at automated e-gates in international airports, reducing waiting time.

4. Data Protection:  Personal and biometric details stored on the chip are protected by Public Key Infrastructure (PKI), which prevents unauthorized access.

5. Fraud Prevention:  Reduces the chances of fake passports and identity theft since biometric matching is required.

6. Convenience for Travelers:  With global compatibility, travelers can expect smoother entry into foreign countries without extra verification delays.

Future Rollout in India:  The government plans to expand availability to all Passport Seva Kendras (PSKs) and Post Office PSKs in phases.

Integration with Digital Platforms:  In the future, e-passports may link with services like DigiLocker for easier document verification.

Durability:  The polycarbonate data page and embedded chip make the e-passport more durable compared to traditional passports.

Thursday, 18 September 2025

Does God Care About Writers? The Bible’s Answer May Surprise You

                                                                        WordsBeyondWords

Highlights:

  • The Bible recognizes the struggles that writers face, from rejection to exhaustion.
  • Habakkuk calls writers to record visions with clarity, so words can stir others to action.
  • The Bible offers hope and comfort for writers who feel discouraged.
  • Words carry light and wisdom across generations. Writing is a gift that endures.
  • God values faithful writing, even when it seems unnoticed by others.
  • Writers are reminded that their calling has a divine purpose and eternal worth.

When Words Weary the Soul: A Biblical Look at the Writer’s Plight

Writing is not only putting words on paper. It is telling the truth. It is keeping memory alive. Often, it feels lonely. Yet the Bible speaks to both the struggle and the gift of writing.

Writing as a Sacred Responsibility

In Jeremiah 36, God told the prophet to speak His words. Baruch wrote them down on a scroll. When the king heard it, he cut the scroll and burned it. Still, Jeremiah and Baruch did not give up. They wrote again. This shows that writing the truth is hard. People may reject it. But the task is holy. Writers today also carry that same call to keep truth alive.

The Weariness of Words

Ecclesiastes 12:12 says,  “Of making many books there is no end, and much study wearies the body.”  Every writer feels this. Drafts, edits, and the hunt for the right words are tiring. Yet this weariness is part of the work. It shows how weighty the gift of words really is.

Rejection and Loneliness

The prophets wrote what God told them. Many times, people mocked them or turned away. Yet their words lasted. They carried truth into history. Today, writers may also feel unseen. They may think their work has no value. But worth does not come from applause. It comes from being faithful to the work given.

Encouragement to Write

In Habakkuk 2:2, God says,  “Write the vision; make it plain on tablets, so he may run who reads it.”  This tells us that words should be clear and strong. They should move people to act. Psalm 45:1 adds,  “My tongue is the pen of a ready writer.”  Writing can flow from the heart. It can even be worship.

A Note of Hope for Writers Today

If you feel tired or discouraged, remember this: your words matter. A simple line can bring light or comfort to someone. Success is not measured in numbers. It is measured in faithfulness. The prophets and scribes were brave in their calling. You also have been given a voice that can guide and bless. Do not stop writing. Someone, somewhere, may be waiting for the words only you can give.


Wednesday, 17 September 2025

Fed Slashes Rates: What It Means for Stocks, Bonds, and Your Money

Synopsis: The Federal Reserve’s small rate cut sent shockwaves across markets. Stocks soared, then slipped. Gold broke records before profit-taking dragged it down. The dollar and bonds swung wildly. Powell insists it’s just “risk management,” but Trump wants more. Investors now wonder: what comes next?

Trump’s Pressure vs Powell’s Policy: Who’s Really Driving US Rates?

After a long 9-month wait, the US central bank, the Federal Reserve, cut its base interest rate. The cut was made by 0.25%. The 0.25% cut was approved by 11 members, with one opposing. With this, the interest rate has been reduced from 4.25% to 4.00%, or from 4.50% to 4.25%.

The decision is expected to help reduce auto, personal, education loan, and credit card interest rates in the United States. Unemployment has jumped in recent months. This rise is the main reason for the rate cut. President Trump has also been pressing the Federal Reserve. He has repeatedly called for lower interest rates. At the same time, Trump has demanded a minimum reduction of at least one percent.

However, the Fed has indicated that it will cut interest rates twice more in 2025. It will also cut once in 2026. US stocks surged after the Federal Reserve's interest rate decision, but then fell. The Dow Jones Industrial Average rose 410 points (+0.9%) to an all-time high, but then fell. The S&P 500 index rose 0.1 percent, then lost 0.5 percent. The Nasdaq extended its loss from 0.3% to 0.9%.

The setback came after US Fed Chairman Jerome Powell said after the monetary policy announcement that the interest rate cut was only a 'temporary' measure. Powell said that the current interest rate cut is only 'risk management' to solve the problems facing the United States, including the crisis in the employment sector. In other words, the central bank does not intend to enter a trend of continuous interest rate cuts.

  • The impact of China's decision not to buy Nvidia's chips is causing losses for the Nasdaq, which is popular with tech companies. Nvidia has fallen by 2%.
  • With the reduction in the base interest rate, loan interest and EMI burdens will decrease in the US.
  • Currently, President Trump believes that the impact of inflation on the people due to the tariff war can be stopped by lowering interest rates. Trump recently said that lowering interest rates will boost home sales.
  • At the same time, the reduction in interest rates will also reduce savings deposits and FD interest rates, which is a setback for those who rely on bank deposits.
  • From February 2020 to February 2022, the base interest rate in the US was 0-0.25 percent. To prevent a sharp increase in inflation, it was then gradually increased to 5.25-5.50% until August 2023. This was gradually reduced in 2024.
  • However, after Trump came to power again, the Federal Reserve was not ready to reduce interest rates.

Dollar and bonds collapse, then rise.

Following the earlier 0.25% cut, the US dollar dropped sharply. The Fed also signaled two more rate cuts this year. As a result, the US dollar index fell. The index, which tracks the euro, yen, pound, and three other major currencies, slid to 96.30. That is the lowest level in 43 months. If interest rates are cut two more times, the base interest rate will fall to at least 3.5 percent.

The US government's bond yield (Treasury yield) will also fall in proportion to the decline in interest rates. With that, investment in them will also fall. This fear is weakening the dollar. The 10-year Treasury yield has fallen from 4.05 to 4.03 percent. When Trump took office in January, it was 4.8 percent; the US dollar index is close to 110 points.

  • The weakening dollar will also benefit the Indian rupee.
  • US bonds becoming unattractive will also help foreign investment flow to developing countries, including India.
  • However, the dollar and bonds started to rise again after Powell’s comment.

Gold breaks record

After the Federal Reserve's announcement, the international gold price surged above USD3,700 per ounce for the first time in history. At one point, the price reached USD3,704.53, but profit-taking immediately followed. Now (12.25 pm Indian time), trading is progressing at a USD40 drop to USD3,648. If profit-taking continues, the price of gold will remain in the red. This will also prevent price inflation in Kerala.

The vote is 11-1. Who is that person? What is the decision?

The US Fed's monetary policy committee voted 11-1 to cut its benchmark interest rate. Was there anyone who opposed the decision? No. That person was Stephen Miran, whom President Trump recently appointed to the Federal Reserve Board of Directors and as governor of the Federal Reserve. He is a Trump confidant. He is also the chairman of the Trump administration's Council of Economic Advisers. Stephen argued for a half-percentage point cut.

The article under tags: #US Fed interest rate cut 2025, #Gold price hits record high, #US dollar index today, #Federal Reserve Powell statement, #Dow Jones Nasdaq market reaction



Tuesday, 16 September 2025

TikTok Ban on Hold? What Trump and Xi Jinping Talks Could Mean

Synopsis: The US and China have reportedly agreed on a plan to protect American TikTok users’ data. Under the deal, information will be stored on US servers, with Oracle likely playing a key role. Washington also wants access to TikTok’s algorithm for review. The move comes as the September 17 deadline for a ban approaches. President Trump and President Xi are set to finalize the details in a phone call on September 19. The agreement is seen as a rare diplomatic win amid ongoing trade tensions.

Beijing and Washington Find Middle Ground Over TikTok Data

The US and China have reportedly reached an agreement regarding TikTok. Trump and Xi Jinping will talk about this soon. This important move comes as the deadline for a complete ban on TikTok in the United States approaches. The main issue is the agreement to ensure the protection of US users' data.

According to the agreement, TikTok's US user data will not be stored in China. Instead, this information will be transferred to the servers of US companies such as Oracle. The US hopes that this will ensure the security of data and avoid the influence of the Chinese government. Moreover, the agreement also allows American authorities to examine information, including TikTok's algorithm.

Amid trade tensions between Washington and Beijing, the deal is seen as a big diplomatic win. Needless to say, TikTok, made by China’s ByteDance, is a popular app for sharing short videos.

The reports came after high-level talks in Madrid. US President Donald Trump is expected to finalize the deal in a phone call with Chinese President Xi Jinping on Sept 19. The US Congress has passed a law to ban TikTok, citing national security reasons. The deadline for implementing the law is September 17. Talks to transfer ownership of TikTok from ByteDance to US investors have been ongoing for months.

The U.S. president warmed to TikTok and the prospect of keeping it alive under the belief that it helped him to win younger voters in the 2024 presidential election. Still, the law mandating its sale in the U.S. was premised on the possible security risks the app poses in its collection of data.

Talks to transfer ownership of TikTok from ByteDance to US investors have been ongoing for months.


Monday, 15 September 2025

THESE Ways Help Future-Proof Your Career From Layoffs In 2025

Synopsis- It is being reported that the U.S. job market is weakening in 2025. Nearly a million fewer jobs than expected, layoffs rising, and AI speeding things up. Industries such as manufacturing, federal, and wholesale trade are shrinking fast. Don’t cling to shaky jobs. Learn new skills. Switch to safer industries.  Build more than one income stream. The real trick? Stay flexible. Keep moving before AI takes your spot.

Is Your Job Safe From AI in 2025? Probably Not: Here’s What to Do

The recent Jobs Report points to an alarming weakening job market, with the unemployment rate at 4.3%. It is marked to be the highest level since 2021. Like, one week it’s “the economy’s fine,” and the next week the Bureau of Labor Statistics quietly drops a bomb.

And then August comes around. Unemployment hits 4.3%. It is the highest since 2021. Only 22,000 jobs added. Economists expected what, 70,000? That is not just missing the mark, that’s whiffing it.

The cuts are not random either. Federal jobs? Down tens of thousands. Manufacturing is bleeding out with 78,000 gone this year. Wholesale trade slipping. Even mining, oil, and gas, which felt steady for a bit, are now shrinking.

Why is this happening?

Well, it depends on who you ask. Some of it’s politics. Big federal shakeups earlier this year, remote work bans that shoved people out. Some of its tariffs are squeezing manufacturing. Artificial Intelligence is another significant factor, as a whole, resulting in fewer jobs being added to the labor market.

Tech layoffs have been brutal. Remember February? The biggest surge since the pandemic. Microsoft, Intel, Amazon, even Glassdoor and Indeed, are cutting thousands. CEOs continue to brag about how much work AI is doing. Salesforce’s Marc Benioff says 50% of tasks are AI now. Amazon’s Jassy? Basically says, “fewer humans ahead.”

But what do you actually do?

That is the part I keep circling back to. You can panic-scroll job boards, sure. Or… maybe you build some insurance into your career. Like, stack skills that machines can’t just chew up overnight. Pivot toward industries that aren’t going away (cybersecurity, for one).

A couple of things that make sense right now:

  • Upskill. AI literacy, data, strategy, project management… stuff that pays.
  • Pivot if you must. Don’t wait until your industry flatlines.
  • Side gigs. Freelance, consult, whatever. A backup stream of money.
  • Passive income. Even small stuff adds up.
  • Global jobs. Don’t just stare at U.S. postings - remote work is still alive elsewhere.
  • Savings cushion. It’s boring advice, but when layoffs hit, it’s not boring at all.
  • Stay relevant. Industry newsletters, events, and actual networking.
  • Pick roles AI cannot. Strategy, leadership, decision-making. Humans still win here.

Feels like a lot, I know. But, waiting around and hoping the economy magically bounces back? Doesn’t feel like a strategy.

From my standpoint, I don’t think the job market is “dying.” It’s just… changing fast, faster than most of us like. Some doors are closing, others are cracking open, but you have to keep up the sprint before AI sticks a foot in there. The biggest risk is doing nothing, holding onto a job you hate, and realizing five years later that the world has moved on without you.

 

Job Seekers Alert: Maharashtra’s Mega MoUs Could Be Your Breakthrough

 

Synopsis: Maharashtra has signed new projects worth over Rs 1 lakh crore. Big names, such as Adani, Reliance, and Lodha, are part of it. The plan promises more than one lakh jobs. Openings will come in IT, food, logistics, and data centers. Job seekers are now waiting to see where these posts will open first.

Investment of Rs 71,000 crore, more than one lakh jobs

The Maharashtra government has promised more than one lakh jobs for the people. Large companies in India have joined hands with the government to introduce new industrial projects. Reliance and Adani Group are at the forefront. More projects are being planned in the Nagpur district.

Adani Enterprises Limited will invest Rs 70,000 crore to set up downstream derivatives related to the coal industry in Linga village of Kalmeshwar in Nagpur. According to the report, this will create 30,000 jobs. However, Reliance Consumer Products Limited is investing Rs 1,513 crore for the new project.

On September 11, 2024, the Maharashtra government signed MoUs worth about Rs. 1,08,599 crore in sectors like IT, food processing, warehousing, data centres, and logistics hubs. Chief Minister Devendra Fadnavis said that the new investments will help create nearly 47,000 direct jobs in the state.

Reliance Consumer Products Limited will establish an integrated facility for the manufacture of food products and beverages in Katol, which is expected to create approximately 500 jobs. The Adani Group and Reliance have introduced projects in advance of expanding large industries across Maharashtra.

The Chief Minister Fadnavis envisions that investors and the industry sector play a major role in the economic progress of the state. The state government is always ready to fulfill the expectations of industry and investors. He also informed that the government will try to ensure a good experience for entrepreneurs in investing in Maharashtra.

"There will be 47,000 jobs through the new projects. Lodha Developers Limited will invest Rs 30,000 crore to build a Green Integrated Data Center Park at Ambernath in Thane district. Polyplex Corporation Limited will set up a polymer products project in Nandurbar with an investment of Rs 286 crore. This will create 600 employment opportunities," the Chief Minister added.

The agreements were signed by P. Anbalagan, Secretary of the Industry Department, on behalf of the state. On the companies’ side, the representatives included Amarprakash Agarwal from MGSA Realty, Abhishek Lodha of Lodha Developers, Ketan Modi from Reliance Consumer Products, Ajit Barodia from Adani Enterprises, and Pranay Kothari of Polyplex Corporation.

Saturday, 13 September 2025

Turn Your House Into Income: How Retirees Can Earn Rs.1.5 Lakh Monthly


Reverse Mortgage Highlights: Many people don’t know that the house they worked hard to build can give them income even after retirement. Through a reverse mortgage plan, banks provide monthly payments up to Rs 1.5 lakh while the owner still lives in the same house. It can be a way to stay independent in old age, though one must read the terms carefully before choosing it.

How India’s Retirees Are Unlocking Wealth Without Selling Property

Most people build their own house using the savings they have worked for their entire life. After retirement, many people's income sources decrease, and they start thinking that they should not have spent so much money on a house. But how many people know that there is a plan to get up to Rs 1.5 lakh per month using this house? A post recently shared by investment banker and financial advisor Sarthak Ahuja on LinkedIn is now a big discussion. Through the Reverse Mortgage method, you can find money for your needs without selling your house. He also explains how it works.

What is a Reverse Mortgage

This is a plan in which you can take a loan from banks by giving your own house as collateral. But unlike traditional bank loans, there will be no monthly loan repayment. Instead, the homeowner will be given a fixed amount in monthly installments or in full. You will get Rs 1.5 lakh per month for up to 20 years. In return, 40 percent of the ownership of the house will be transferred to the bank. The main use is to make the most of the financial potential of your own house and find money for expenses in the later years of your life without reaching out to anyone.

Will you be evicted from the house?

You can live in the same house as long as the homeowner or partner is alive. The law says that they should not be evicted while they are alive. All the money received from the bank is tax-free. This is also a great option for retirees to find money for daily expenses and health care, Ahuja explains in a LinkedIn post.

Who will repay the money?

After the homeowner and partner die, their children and legal heirs will have some rights in this house. If desired, the heirs can own the house after paying the amount given by the bank, along with interest, through a reverse mortgage. Or, after selling the house, the heirs can take the remaining money after paying off the bank's liability.

Please Take Note of This

But it is good to remember some things. As the years go by, the money taken from the bank will increase along with the interest. The documents required to transfer the ownership of the house to the bank must be provided correctly. The owner is also responsible for resolving legal issues in the name of the house, paying taxes, and insurance. It is also a setback that the bank does not allow much time to pay off the liability after the death of the borrower and their spouse. Those in this field say that before taking such a loan, one should examine all the terms and conditions related to this and seek the services of an expert.


Friday, 12 September 2025

Honeybees of LinkedIn: Don’t Spoil your life in THIS field

LinkedIn Honeybees 

Synopsis: LinkedIn today resembles a hive of honeybees. Writers are buzzing endlessly for nectar that no longer exists. Has AI stolen the queen, leaving only an empty hive? This is the untold reality of content writing in our times.

Buzzing Without Honey: The Harsh Truth Writers Don’t Want to Hear

Every day, I open LinkedIn and see endless posts such as job openings, requests for writers, desperate freelancers showcasing their skills, and countless creators hunting for opportunities. But I see something else too: fragility. Writers, copywriters, content creators, etc, all-in-one are buzzing like honeybees in search of nectar, but their flowers have long withered.

LinkedIn today looks like a massive honeybee cage, filled with restless bees circling for honey. But there is no queen, no center, no real reward. Artificial Intelligence has stolen the queen and left us with an empty hive. The sweetness of writing jobs has dried up, leaving only frustration, rejection, and exhaustion.

In today’s AI-driven era, even content self-written by your thorough research is often wrongly flagged as AI-generated by so-called detection tools like ZeroGPT and others. That is the irony.  Your originality is not always recognized. This has become the unfortunate reality for many content writers today, where their genuine work is doubted or marked as non-original.

The Hard Reality of a Dying Profession

Let me speak plainly?. Can you, as a content writer, truly run your family with this profession? Can you build a home, pay bills, raise children, and give your spouse the dignity of a decent life?

In a company job, you get increments, allowances, recognition, promotions, gratuity, and more as a guarantee of progress. But in content writing today, what do we have? We have hope that keeps betraying us. We have assignments that vanish overnight. We have clients who undervalue us, and platforms that replace us with machines.

We thought our words were wings, but they became our chains.

The Writing Bug: A Sweet Poison

I was bitten by the writing bug in my childhood. Since childhood, I loved words. I felt writing was the only path for me.  Write Right Away” or #WriteRightAway was my slogan. I thought it was not just a skill but my life. This passion held me tightly. I sacrificed stability, ignored advice, and kept running after this madness of passion.

But passion without income is poison. It eats your youth, your relationships, and your future. Many who survive in this field have other sources of income, viz., a supportive spouse, family wealth, or side businesses. But if you are fully dependent on writing, I tell you with tears in my eyes: you cannot survive.

The Humiliation of Survival

This profession, without backup, leaves you begging. The begging is in the streets, but in silence. It kills your pride in invisible ways. And worst of all, it keeps you trapped in false hope, as if the next gig, the next client, the next platform will finally give you honey. But the cage is empty.

Don’t Waste Your Youth

Yes, Writers, I repeat, you are honeybees buzzing around a dead hive. AI has taken the queen. The cage is empty. Stop wasting your youth. Step out, find a stable livelihood, and build a life that sustains you. Writing can remain your passion, your hobby, your art, but don’t let it kill your future.

It is high time to identify where your life is heading and fix it before it’s too late. Don’t let your passion bury you the way it buried me.

The Last Word

This is not bitterness, this is truth. I am the victim, and my scars are real. My passion turned into my punishment.

So, I raise my voice today:  Not to complain, but to warn. Stand out, go out, and don’t let content writing destroy your youth. Secure your life first, then write if you wish. But never make the mistake of thinking that words alone will feed your family. Because they won’t. Take this as my testimony. Learn from it.

Readers, even the so-called AI detection tools, don’t dare to mark my writing as AI-generated. You can check my story and testimony in the strongest tool, www.zerogpt.com.  It clearly demonstrates that my content is 100% human-written and 0% AI-generated.

 

Thursday, 11 September 2025

This Success Story of Oracle’s Founder Will Push You to Chase Your Dreams

This success story of Larry Ellison inspires us to dream beyond limits, embrace change, and transform challenges into triumphs.

Larry Ellison became the world's richest person in a single day. On September 10, Oracle shares surged, overtaking Tesla CEO Elon Musk to become the world's richest person. Elon Musk, who had held the top spot for about a year, was briefly displaced. With the rise in the stock market, Ellison's wealth increased by USD 101 billion. His wealth surged to USD 399 billion, a dramatic increase from USD 59 billion in 2020. But Elon Musk soon regained the top spot.

New York-born Ellison is the chairman, chief technology officer, and co-founder of software giant Oracle. However, before embarking on this path, he began his career by building databases for the CIA. He was a University of Chicago dropout. Today, his enterprise is the world’s largest in database management.

In 1977, Ellison founded Oracle and guided it as CEO for 37 years, until he stepped aside in 2014.  He then decided to step down and was appointed executive chairman and chief technology officer. He is 81 years old and controls around 40 percent of the company’s stock. From December 2018 to August 2022, he also served as a Tesla board member. Over the years, Ellison has held several important roles at the company. He was Oracle's president from 1978 to 1996. He served as chairman twice, from 1990 to 1992. He took a break after a near-death experience in a body surfing accident in 1992. He returned in 1995.

In 2012, he bought the Hawaiian island of Lanai for USD300 million, and later moved there permanently. As of 2020, Ellison's net worth was USD59 billion, a rise of more than 325 percent in just five years. His partner, 33-year-old Jolene Shue, is his fifth wife. He is the father of David Ellison, who produced films such as "The Terminator" and "Mission: Impossible". Ellison's daughter, Megan, is also a filmmaker and entrepreneur.

Larry Ellison was once skeptical of cloud computing. But it is interesting to note that he later became a billionaire as Oracle's cloud services boomed. Oracle’s cloud infrastructure has been experiencing record growth, fueled by soaring demand for artificial intelligence (AI). The company has secured major contracts with organizations like OpenAI and Elon Musk’s xAI. Analysts expect revenue growth to continue as Oracle invests heavily in expanding data center capacity to meet growing demand. Ellison once derided cloud computing as “complete nonsense.” But this once-dismissed business has transformed the company and his life.


Tuesday, 9 September 2025

Lost Your Job? These 7 Mutual Fund NFOs Could Be a Fresh Start

Synopsis: Seven new mutual fund offerings have just hit the market this September 2025, with entry prices as low as Rs 10 per unit. From small-cap ETFs to diversified equity and multi-asset funds, each NFO promises a different route to growth. But are these fresh launches a golden opportunity for long-term wealth creation, or just another passing wave in the market? Investors now face a significant question: which of these NFOs can truly pay off?

September Mutual Fund Buzz: Why 7 NFOs Are Grabbing Investor Attention

September NFO: As many as 7 NFOs are currently available. Unit price is just Rs. 10. Minimum investment is Rs. 100. Opportunity in mutual fund markets that withstand market volatility.

Mutual Fund Investment: Mutual funds help investors maintain a balanced portfolio even during periods of stock market volatility. The reason for this is the unique portfolio of mutual funds and good market interventions. The managers who manage mutual funds are knowledgeable in handling market fluctuations in a better way. Their strategies and long-term perspectives are completely different from those of retail investors.

If you want to invest in a good mutual fund, considering NFOs can be a great advantage. NFOs in mutual funds are like IPOs in stocks. If you are planning to invest in a new mutual fund, there are currently six new fund offerings. Let's take a look at them.

September NFOs

* Axis Nifty 500 Quality 50 Index Fund: The NFO was launched on August 21, 2025. Investors have the opportunity till tomorrow (September 4). The minimum subscription amount is Rs 100. Thereafter, you can invest in multiples of Rs 1.

* Baroda BNP Paribas Business Conglomerates Fund: Launched on September 2, 2025. It will close on September 15. The main investment will be in large companies. The unit price is Rs 10. The minimum investment is Rs 1,000. The fund aims to achieve long-term capital growth.

* SBI Dynamic Asset Allocation Active FOF: Launched on August 25, 2025. Opportunity till September 8. Minimum subscription is Rs 5,000. Unit price is Rs 10. It is a hybrid fund. Main investment is in equity and debt.

* Union Diversified Equity All Cap Active FOF: Launched on September 1, 2025. Will close on September 15. Minimum subscription amount is Rs 1,000. Unit price is Rs 10. It is a fund that comes under the other equity-oriented category. It is a good option for long-term investment goals. It invests in all categories of stocks.

* Zerodha Nifty Smallcap 100 ETF: Launched on August 25, 2025. Will close on September 5. It invests in Nifty Smallcap 100 index stocks. It is designed to track the index with minimal tracking error. Unit price is Rs 10. Minimum investment amount is Rs 1000.

* Grow Multi Asset Allocation Fund: Launched on September 10, 2025. Subscriptions can be made till September 24. Unit price is Rs 10. Minimum investment amount is Rs 500. Provides diversified investment options. Will invest in stocks with growth potential. Will also invest in debt instruments.

* Bandhan BSE India Sector Leaders Index Fund: As the name suggests, it invests in the leading stocks of the BSE market. Launched on September 3, 2025. Opportunity till September 17. This is a passive fund. Unit price is Rs 10. Minimum investment is Rs 1000.

To sum up, I see that every new fund offering comes with its own story and its own risks. For someone who has faced job loss or financial uncertainty, these NFOs may feel like a small window of hope. They won’t change life overnight, but starting with Rs 100 or Rs 1,000 is at least a step forward. The real question is not which NFO is best, but whether you are ready to think long-term and stay patient with your money.



Saturday, 6 September 2025

Will 99% of Jobs Disappear by 2030? Experts Sound Alarming AI Warning


Synopsis: AI is moving faster than most people realize, and some experts believe the impact on jobs will be far greater than we expect. A great expert says that by 2030, almost every job could disappear, with AI doing the same work for just a fraction of the cost. He even points to AGI being ready by 2027, which could trigger a collapse in the job market. Others like Dario Amoudi and Mo Goudat also warn that even high-level jobs we think are safe today may not survive. The bigger worry is that governments are not preparing, even though work and income are the basis of our social system.

AI Revolution or Job Extinction? What Experts Predict for 2027–2030

Experts have warned that the spread of artificial intelligence (AI) technology in the workplace will have serious consequences. Roman Yampolsky, a computer science professor and AI security expert at the University of Louisville in the US, said that AI will eliminate 99 percent of jobs by 2030. Yampolsky made the remarks while speaking on the business podcast ‘The Diary of a CEO’.

‘Artificial General Intelligence (AGI)’, which is capable of thinking and behaving like humans, will be ready by 2027. The job market will collapse within three years of the arrival of AGI. Yampolsky also says that with the creation of ‘humanoid’ robots that think and act like humans, the need for human resources in the workplace will decrease sharply.

‘We are seeing a world with unemployment on a scale never seen before. We are not talking about 10 percent unemployment today, but about 99 percent. If an employee could receive equal service from an AI model for a subscription of \$20, then the employer would adopt that approach. In the first phase, office computers will come to a situation where they will work on their own. Gradually, other jobs will also be taken over by AI,’ Yampolsky warned.

One of the foundations of the current social system is income obtained through work. He said that this will change in the new situation, and the changing concept of work may require corrections to our social system itself.

This is not the first time that an expert has warned about the impact that AI technology may have on the workplace. Earlier this year, Dario Amoudi, CEO of American artificial intelligence startup Anthropic, warned that AI could eliminate 50 percent of office jobs within five years and that governments should be prepared to deal with the impact this could have on various sectors. Similarly, Mo Goudat, who retired as Google X’s Chief Business Officer in 2018, has also cautioned that by 2027, even high-paying, important office jobs could disappear. He pointed out that roles once thought safe, such as software developers, CEOs, and even podcasters, may no longer be secure.

The growth and spread of AI technology are posing challenges to the employment sector. Governments have yet to grasp the seriousness of the issue. Amoudi also stated that serious warnings are being taken lightly.


Friday, 5 September 2025

Work, Life, Study: How MG Online Courses Make It All Possible

Synopsis: The MG University of Kerala starts admission for its online courses in July 2025. Students can join MBA, M.Com, MA, BBA, B.Com, and more. All classes, exams, and certificates are online. Fees are moderate. Anyone can apply, no age limit. It helps people study while working and build a better career.

MG Online Programs 2025: Flexible Learning, Real Career Growth

Admission to the MG online programs is held in two sections in a year, in January and July. Admission is currently being held for online undergraduate and postgraduate programs for the July 2025 batch. The postgraduate programs, such as MBA, M.Com, MA English, and MA Economics, and the four-year honors degree programs, such as B.Com, BBA, and BA Political Science, are currently offered online.

These online programs are a golden opportunity for those who cannot study in college for various reasons and who want to continue their studies along with their jobs. These programs can also be used by those who want to acquire additional qualifications along with studying regular programs. Although the honors degree is four years, this online program also has the facility to obtain the required credits and graduate in three years.

Why MG University?

MG University, Kottayam, Kerala, is a leading institution in India in terms of quality. NAAC's A++ grade re-accreditation and the top rank in the National Institute of Ranking Framework are proof of this. MG University has also managed to reach the fourth position in India in the World Young University Rankings 2025. Being graded as a UGC Category-1 autonomous university and winning the Chancellor's Award three times are the milestones in MG's achievements. MG is now the only state university in Kerala to run UGC approved and fully equipped online UG and PG programs.

From admission to certificate, everything is online.

MG's online studies are arranged in such a way that students can complete everything digitally without having to come to the university in person at any stage. From admission to certificate distribution, everything can be done online. Live interactive sections, recorded video classes, and e-learning study materials are available to clear doubts in studies. Like studies, the examination is also conducted online. If you have a computer with a camera and internet access, you can take the examination online from any corner of the world. Since the assessment is conducted completely digitally, the results can be declared within a few days of the examination.

Learning Management System

All academic activities from admission to certification are carried out through the Learning Management System. The software system for this has been developed by Tata Consultancy Services. This system will help bring the best study classes to the students with the help of technology. MG University's online program is one of the first steps towards a timely change in the higher education sector in Kerala.

Online Study Fees

Another special feature of MG Online Education is that it provides study opportunities to everyone at a moderate fee. The fee for the 2-year MBA course is Rs. 25,000 per semester. For the M.Com course Rs 20,000 per semester. And the MA English and MA Economics courses cost Rs 18,000 per semester. The fee for the four-year BCom Honours and BBA Honours courses is Rs 15,000 per semester, and for the BA Political Science Honours course, the fee is Rs 10,000 per semester. There is a 40 percent fee concession for students pursuing regular studies in colleges under Mahatma Gandhi University.

Flexible learning

The hallmark of MG's online education is the flexibility that allows students to choose their study time as per their own preference. These programs ensure excellent higher education opportunities, better job opportunities, and skill development. It is also suitable for students who want to study while working. There is no specific age limit or entrance exam for admission, making higher education accessible to people of all ages.

Career-oriented, professional

MG's online programs provide each learner with the skills, knowledge, and global perspective needed to succeed in today's highly competitive job market. These career-oriented courses are stepping stones to academic success and all-round professional growth. The course structure has been designed to meet the needs of the industry and the ever-growing global market. When combined with MG's world-class teachers and interactive learning platforms, it becomes a new revolution in online education. MG's approach to making learning more fun and practical also sets MG online courses apart. MG Online courses also aim to develop students' critical thinking and leadership skills through practical projects, case studies, and industry exposure. The skill-based learning here prepares students for real-world challenges.

Ability Enhancement Courses (AEC)

Another feature of MG Online Education is the Ability Enhancement Courses (AEC) that enhance communication skills for four-year undergraduate students in Kerala. These courses provide language and communication skills that are essential for academic success, career development, and personal growth. The Ability Enhancement Courses are currently offered in German, French, and Tamil.

The study materials are comprehensive, well-structured, and of high quality. The University is making active efforts to clear the doubts of the students. The University adds that the structure of MG Online Courses has been designed keeping in mind the unique needs of professionals.

For more information and inquiries regarding MG Online programs: https://cdoe.mgu.ac.in, Phone: 0481 2731010, (10 am to 5 pm) 8547852326, 9188918258, E-mail: mguonline@mgu.ac.in

 

Thursday, 4 September 2025

A Day of Light and Harmony: Teachers’ Day, Eid, and Onam Together


When the student is ready, the teacher will appear! In this age of rather pronounced nationalism, one may say that all cultural and value-based things originated from India. Teachers’ Day is one such exclusive example that is solemnly observed on September 5, the day Dr. S Radhakrishnan was born. 

Yes, a teacher par excellence, Dr.Radhakrishnan was a great thinker of India and an ideal teacher.  He encouraged education in letter and spirit. The teaching profession was his primary love, and those who studied under him still remember with gratitude his great qualities as a teacher. He served in such a way that made India a most privileged nation in the world, and India honored him with the Bharat Ratna Award.

Education is the single means for development in this world of breakneck competition, where teaching is a dignified profession that supports the backbone of learning.  A teacher is an architect of a nation, or rather, civilization. A philosopher said, Everyone who remembers his own education remembers teachers, not methods and techniques. The love and reverence we provide our parents is habitual, but a teacher has to earn our love and esteem.

It is obvious, there cannot be a good teacher without a student who is desirous of learning. Conversely, no technology or modern student may dare to say that we don’t need papers and pens, as software can be used to write on. Is this technology sophisticated enough to teach children the way virtual teachers do? Each person may have different opinions. But what real fact is that the answer to the above stated disputes is a big ‘NO’. No technology can replace a teacher. Technology is just an augmentation to a teacher. It can help the process of learning, but it certainly can’t replace the role of the teacher.

According to Dr.Radhakrishnan, education should not merely give us some techniques so that we lead successful lives, but should also help us discover everlasting values. Therefore, be ready, students! Let us follow the maxim: 'When the student is ready, the teacher will appear’, implying that when a student acknowledges that he is in want of knowledge and desires to acquire it, he will open his mind to his teacher, who is willing to give it.  On this Teacher’s Day, let us acknowledge, if knowledge is the LIGHT, then teachers are the Guiding Stars that give us light. Happy Teacher’s Day! On this day (September 5, 2025) other special festivals

Unity in Diversity: Teachers’ Day, Eid, and Onam Shine on One Day

Happy Eid Mubarak

I think of Eid as a day that brings the neighborhood closer. The morning starts quietly with prayer, then doors open and plates are shared. You greet friends, and also the family next door, even if you pray in different places. That is the part that matters to me. Kindness, a small visit, a phone call, a little forgiveness. May this Eid bring peace to every home and keep our interfaith bonds steady and warm. Eid Mubarak to all.

Onam Kerala (Thiruvonam)

When Onam arrives, Kerala feels like it is breathing in rhythm again. Flower carpets on the floor, a happy rush in the kitchen for the sadya, children running about, elders telling the story of Mahabali and a just rule. It is a festival of homecoming and goodwill. To Malayalis in Kerala and to those living far away, I wish you a gentle, prosperous Thiruvonam. May your table be full and your hearts light. Happy Onam.

On this day (Sept 5, 2025), we find ourselves blessed with different reasons to celebrate. Teachers’ Day reminds us of the guiding stars who shape our lives. Onam brings the spirit of homecoming and unity from Kerala.  Eid carries the message of peace and compassion across communities. Each in its own way speaks of learning, harmony, and togetherness. May these occasions inspire us to respect knowledge, cherish traditions, and live with kindness toward one another.