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Tuesday, 16 September 2025

TikTok Ban on Hold? What Trump and Xi Jinping Talks Could Mean

Synopsis: The US and China have reportedly agreed on a plan to protect American TikTok users’ data. Under the deal, information will be stored on US servers, with Oracle likely playing a key role. Washington also wants access to TikTok’s algorithm for review. The move comes as the September 17 deadline for a ban approaches. President Trump and President Xi are set to finalize the details in a phone call on September 19. The agreement is seen as a rare diplomatic win amid ongoing trade tensions.

Beijing and Washington Find Middle Ground Over TikTok Data

The US and China have reportedly reached an agreement regarding TikTok. Trump and Xi Jinping will talk about this soon. This important move comes as the deadline for a complete ban on TikTok in the United States approaches. The main issue is the agreement to ensure the protection of US users' data.

According to the agreement, TikTok's US user data will not be stored in China. Instead, this information will be transferred to the servers of US companies such as Oracle. The US hopes that this will ensure the security of data and avoid the influence of the Chinese government. Moreover, the agreement also allows American authorities to examine information, including TikTok's algorithm.

Amid trade tensions between Washington and Beijing, the deal is seen as a big diplomatic win. Needless to say, TikTok, made by China’s ByteDance, is a popular app for sharing short videos.

The reports came after high-level talks in Madrid. US President Donald Trump is expected to finalize the deal in a phone call with Chinese President Xi Jinping on Sept 19. The US Congress has passed a law to ban TikTok, citing national security reasons. The deadline for implementing the law is September 17. Talks to transfer ownership of TikTok from ByteDance to US investors have been ongoing for months.

The U.S. president warmed to TikTok and the prospect of keeping it alive under the belief that it helped him to win younger voters in the 2024 presidential election. Still, the law mandating its sale in the U.S. was premised on the possible security risks the app poses in its collection of data.

Talks to transfer ownership of TikTok from ByteDance to US investors have been ongoing for months.


Monday, 15 September 2025

THESE Ways Help Future-Proof Your Career From Layoffs In 2025

Synopsis- It is being reported that the U.S. job market is weakening in 2025. Nearly a million fewer jobs than expected, layoffs rising, and AI speeding things up. Industries such as manufacturing, federal, and wholesale trade are shrinking fast. Don’t cling to shaky jobs. Learn new skills. Switch to safer industries.  Build more than one income stream. The real trick? Stay flexible. Keep moving before AI takes your spot.

Is Your Job Safe From AI in 2025? Probably Not: Here’s What to Do

The recent Jobs Report points to an alarming weakening job market, with the unemployment rate at 4.3%. It is marked to be the highest level since 2021. Like, one week it’s “the economy’s fine,” and the next week the Bureau of Labor Statistics quietly drops a bomb.

And then August comes around. Unemployment hits 4.3%. It is the highest since 2021. Only 22,000 jobs added. Economists expected what, 70,000? That is not just missing the mark, that’s whiffing it.

The cuts are not random either. Federal jobs? Down tens of thousands. Manufacturing is bleeding out with 78,000 gone this year. Wholesale trade slipping. Even mining, oil, and gas, which felt steady for a bit, are now shrinking.

Why is this happening?

Well, it depends on who you ask. Some of it’s politics. Big federal shakeups earlier this year, remote work bans that shoved people out. Some of its tariffs are squeezing manufacturing. Artificial Intelligence is another significant factor, as a whole, resulting in fewer jobs being added to the labor market.

Tech layoffs have been brutal. Remember February? The biggest surge since the pandemic. Microsoft, Intel, Amazon, even Glassdoor and Indeed, are cutting thousands. CEOs continue to brag about how much work AI is doing. Salesforce’s Marc Benioff says 50% of tasks are AI now. Amazon’s Jassy? Basically says, “fewer humans ahead.”

But what do you actually do?

That is the part I keep circling back to. You can panic-scroll job boards, sure. Or… maybe you build some insurance into your career. Like, stack skills that machines can’t just chew up overnight. Pivot toward industries that aren’t going away (cybersecurity, for one).

A couple of things that make sense right now:

  • Upskill. AI literacy, data, strategy, project management… stuff that pays.
  • Pivot if you must. Don’t wait until your industry flatlines.
  • Side gigs. Freelance, consult, whatever. A backup stream of money.
  • Passive income. Even small stuff adds up.
  • Global jobs. Don’t just stare at U.S. postings - remote work is still alive elsewhere.
  • Savings cushion. It’s boring advice, but when layoffs hit, it’s not boring at all.
  • Stay relevant. Industry newsletters, events, and actual networking.
  • Pick roles AI cannot. Strategy, leadership, decision-making. Humans still win here.

Feels like a lot, I know. But, waiting around and hoping the economy magically bounces back? Doesn’t feel like a strategy.

From my standpoint, I don’t think the job market is “dying.” It’s just… changing fast, faster than most of us like. Some doors are closing, others are cracking open, but you have to keep up the sprint before AI sticks a foot in there. The biggest risk is doing nothing, holding onto a job you hate, and realizing five years later that the world has moved on without you.

 

Job Seekers Alert: Maharashtra’s Mega MoUs Could Be Your Breakthrough

 

Synopsis: Maharashtra has signed new projects worth over Rs 1 lakh crore. Big names, such as Adani, Reliance, and Lodha, are part of it. The plan promises more than one lakh jobs. Openings will come in IT, food, logistics, and data centers. Job seekers are now waiting to see where these posts will open first.

Investment of Rs 71,000 crore, more than one lakh jobs

The Maharashtra government has promised more than one lakh jobs for the people. Large companies in India have joined hands with the government to introduce new industrial projects. Reliance and Adani Group are at the forefront. More projects are being planned in the Nagpur district.

Adani Enterprises Limited will invest Rs 70,000 crore to set up downstream derivatives related to the coal industry in Linga village of Kalmeshwar in Nagpur. According to the report, this will create 30,000 jobs. However, Reliance Consumer Products Limited is investing Rs 1,513 crore for the new project.

On September 11, 2024, the Maharashtra government signed MoUs worth about Rs. 1,08,599 crore in sectors like IT, food processing, warehousing, data centres, and logistics hubs. Chief Minister Devendra Fadnavis said that the new investments will help create nearly 47,000 direct jobs in the state.

Reliance Consumer Products Limited will establish an integrated facility for the manufacture of food products and beverages in Katol, which is expected to create approximately 500 jobs. The Adani Group and Reliance have introduced projects in advance of expanding large industries across Maharashtra.

The Chief Minister Fadnavis envisions that investors and the industry sector play a major role in the economic progress of the state. The state government is always ready to fulfill the expectations of industry and investors. He also informed that the government will try to ensure a good experience for entrepreneurs in investing in Maharashtra.

"There will be 47,000 jobs through the new projects. Lodha Developers Limited will invest Rs 30,000 crore to build a Green Integrated Data Center Park at Ambernath in Thane district. Polyplex Corporation Limited will set up a polymer products project in Nandurbar with an investment of Rs 286 crore. This will create 600 employment opportunities," the Chief Minister added.

The agreements were signed by P. Anbalagan, Secretary of the Industry Department, on behalf of the state. On the companies’ side, the representatives included Amarprakash Agarwal from MGSA Realty, Abhishek Lodha of Lodha Developers, Ketan Modi from Reliance Consumer Products, Ajit Barodia from Adani Enterprises, and Pranay Kothari of Polyplex Corporation.

Saturday, 13 September 2025

Turn Your House Into Income: How Retirees Can Earn Rs.1.5 Lakh Monthly


Reverse Mortgage Highlights: Many people don’t know that the house they worked hard to build can give them income even after retirement. Through a reverse mortgage plan, banks provide monthly payments up to Rs 1.5 lakh while the owner still lives in the same house. It can be a way to stay independent in old age, though one must read the terms carefully before choosing it.

How India’s Retirees Are Unlocking Wealth Without Selling Property

Most people build their own house using the savings they have worked for their entire life. After retirement, many people's income sources decrease, and they start thinking that they should not have spent so much money on a house. But how many people know that there is a plan to get up to Rs 1.5 lakh per month using this house? A post recently shared by investment banker and financial advisor Sarthak Ahuja on LinkedIn is now a big discussion. Through the Reverse Mortgage method, you can find money for your needs without selling your house. He also explains how it works.

What is a Reverse Mortgage

This is a plan in which you can take a loan from banks by giving your own house as collateral. But unlike traditional bank loans, there will be no monthly loan repayment. Instead, the homeowner will be given a fixed amount in monthly installments or in full. You will get Rs 1.5 lakh per month for up to 20 years. In return, 40 percent of the ownership of the house will be transferred to the bank. The main use is to make the most of the financial potential of your own house and find money for expenses in the later years of your life without reaching out to anyone.

Will you be evicted from the house?

You can live in the same house as long as the homeowner or partner is alive. The law says that they should not be evicted while they are alive. All the money received from the bank is tax-free. This is also a great option for retirees to find money for daily expenses and health care, Ahuja explains in a LinkedIn post.

Who will repay the money?

After the homeowner and partner die, their children and legal heirs will have some rights in this house. If desired, the heirs can own the house after paying the amount given by the bank, along with interest, through a reverse mortgage. Or, after selling the house, the heirs can take the remaining money after paying off the bank's liability.

Please Take Note of This

But it is good to remember some things. As the years go by, the money taken from the bank will increase along with the interest. The documents required to transfer the ownership of the house to the bank must be provided correctly. The owner is also responsible for resolving legal issues in the name of the house, paying taxes, and insurance. It is also a setback that the bank does not allow much time to pay off the liability after the death of the borrower and their spouse. Those in this field say that before taking such a loan, one should examine all the terms and conditions related to this and seek the services of an expert.


Friday, 12 September 2025

Honeybees of LinkedIn: Don’t Spoil your life in THIS field

LinkedIn Honeybees 

Synopsis: LinkedIn today resembles a hive of honeybees. Writers are buzzing endlessly for nectar that no longer exists. Has AI stolen the queen, leaving only an empty hive? This is the untold reality of content writing in our times.

Buzzing Without Honey: The Harsh Truth Writers Don’t Want to Hear

Every day, I open LinkedIn and see endless posts such as job openings, requests for writers, desperate freelancers showcasing their skills, and countless creators hunting for opportunities. But I see something else too: fragility. Writers, copywriters, content creators, etc, all-in-one are buzzing like honeybees in search of nectar, but their flowers have long withered.

LinkedIn today looks like a massive honeybee cage, filled with restless bees circling for honey. But there is no queen, no center, no real reward. Artificial Intelligence has stolen the queen and left us with an empty hive. The sweetness of writing jobs has dried up, leaving only frustration, rejection, and exhaustion.

In today’s AI-driven era, even content self-written by your thorough research is often wrongly flagged as AI-generated by so-called detection tools like ZeroGPT and others. That is the irony.  Your originality is not always recognized. This has become the unfortunate reality for many content writers today, where their genuine work is doubted or marked as non-original.

The Hard Reality of a Dying Profession

Let me speak plainly?. Can you, as a content writer, truly run your family with this profession? Can you build a home, pay bills, raise children, and give your spouse the dignity of a decent life?

In a company job, you get increments, allowances, recognition, promotions, gratuity, and more as a guarantee of progress. But in content writing today, what do we have? We have hope that keeps betraying us. We have assignments that vanish overnight. We have clients who undervalue us, and platforms that replace us with machines.

We thought our words were wings, but they became our chains.

The Writing Bug: A Sweet Poison

I was bitten by the writing bug in my childhood. Since childhood, I loved words. I felt writing was the only path for me.  Write Right Away” or #WriteRightAway was my slogan. I thought it was not just a skill but my life. This passion held me tightly. I sacrificed stability, ignored advice, and kept running after this madness of passion.

But passion without income is poison. It eats your youth, your relationships, and your future. Many who survive in this field have other sources of income, viz., a supportive spouse, family wealth, or side businesses. But if you are fully dependent on writing, I tell you with tears in my eyes: you cannot survive.

The Humiliation of Survival

This profession, without backup, leaves you begging. The begging is in the streets, but in silence. It kills your pride in invisible ways. And worst of all, it keeps you trapped in false hope, as if the next gig, the next client, the next platform will finally give you honey. But the cage is empty.

Don’t Waste Your Youth

Yes, Writers, I repeat, you are honeybees buzzing around a dead hive. AI has taken the queen. The cage is empty. Stop wasting your youth. Step out, find a stable livelihood, and build a life that sustains you. Writing can remain your passion, your hobby, your art, but don’t let it kill your future.

It is high time to identify where your life is heading and fix it before it’s too late. Don’t let your passion bury you the way it buried me.

The Last Word

This is not bitterness, this is truth. I am the victim, and my scars are real. My passion turned into my punishment.

So, I raise my voice today:  Not to complain, but to warn. Stand out, go out, and don’t let content writing destroy your youth. Secure your life first, then write if you wish. But never make the mistake of thinking that words alone will feed your family. Because they won’t. Take this as my testimony. Learn from it.

Readers, even the so-called AI detection tools, don’t dare to mark my writing as AI-generated. You can check my story and testimony in the strongest tool, www.zerogpt.com.  It clearly demonstrates that my content is 100% human-written and 0% AI-generated.

 

Thursday, 11 September 2025

This Success Story of Oracle’s Founder Will Push You to Chase Your Dreams

This success story of Larry Ellison inspires us to dream beyond limits, embrace change, and transform challenges into triumphs.

Larry Ellison became the world's richest person in a single day. On September 10, Oracle shares surged, overtaking Tesla CEO Elon Musk to become the world's richest person. Elon Musk, who had held the top spot for about a year, was briefly displaced. With the rise in the stock market, Ellison's wealth increased by USD 101 billion. His wealth surged to USD 399 billion, a dramatic increase from USD 59 billion in 2020. But Elon Musk soon regained the top spot.

New York-born Ellison is the chairman, chief technology officer, and co-founder of software giant Oracle. However, before embarking on this path, he began his career by building databases for the CIA. He was a University of Chicago dropout. Today, his enterprise is the world’s largest in database management.

In 1977, Ellison founded Oracle and guided it as CEO for 37 years, until he stepped aside in 2014.  He then decided to step down and was appointed executive chairman and chief technology officer. He is 81 years old and controls around 40 percent of the company’s stock. From December 2018 to August 2022, he also served as a Tesla board member. Over the years, Ellison has held several important roles at the company. He was Oracle's president from 1978 to 1996. He served as chairman twice, from 1990 to 1992. He took a break after a near-death experience in a body surfing accident in 1992. He returned in 1995.

In 2012, he bought the Hawaiian island of Lanai for USD300 million, and later moved there permanently. As of 2020, Ellison's net worth was USD59 billion, a rise of more than 325 percent in just five years. His partner, 33-year-old Jolene Shue, is his fifth wife. He is the father of David Ellison, who produced films such as "The Terminator" and "Mission: Impossible". Ellison's daughter, Megan, is also a filmmaker and entrepreneur.

Larry Ellison was once skeptical of cloud computing. But it is interesting to note that he later became a billionaire as Oracle's cloud services boomed. Oracle’s cloud infrastructure has been experiencing record growth, fueled by soaring demand for artificial intelligence (AI). The company has secured major contracts with organizations like OpenAI and Elon Musk’s xAI. Analysts expect revenue growth to continue as Oracle invests heavily in expanding data center capacity to meet growing demand. Ellison once derided cloud computing as “complete nonsense.” But this once-dismissed business has transformed the company and his life.


Tuesday, 9 September 2025

Lost Your Job? These 7 Mutual Fund NFOs Could Be a Fresh Start

Synopsis: Seven new mutual fund offerings have just hit the market this September 2025, with entry prices as low as Rs 10 per unit. From small-cap ETFs to diversified equity and multi-asset funds, each NFO promises a different route to growth. But are these fresh launches a golden opportunity for long-term wealth creation, or just another passing wave in the market? Investors now face a significant question: which of these NFOs can truly pay off?

September Mutual Fund Buzz: Why 7 NFOs Are Grabbing Investor Attention

September NFO: As many as 7 NFOs are currently available. Unit price is just Rs. 10. Minimum investment is Rs. 100. Opportunity in mutual fund markets that withstand market volatility.

Mutual Fund Investment: Mutual funds help investors maintain a balanced portfolio even during periods of stock market volatility. The reason for this is the unique portfolio of mutual funds and good market interventions. The managers who manage mutual funds are knowledgeable in handling market fluctuations in a better way. Their strategies and long-term perspectives are completely different from those of retail investors.

If you want to invest in a good mutual fund, considering NFOs can be a great advantage. NFOs in mutual funds are like IPOs in stocks. If you are planning to invest in a new mutual fund, there are currently six new fund offerings. Let's take a look at them.

September NFOs

* Axis Nifty 500 Quality 50 Index Fund: The NFO was launched on August 21, 2025. Investors have the opportunity till tomorrow (September 4). The minimum subscription amount is Rs 100. Thereafter, you can invest in multiples of Rs 1.

* Baroda BNP Paribas Business Conglomerates Fund: Launched on September 2, 2025. It will close on September 15. The main investment will be in large companies. The unit price is Rs 10. The minimum investment is Rs 1,000. The fund aims to achieve long-term capital growth.

* SBI Dynamic Asset Allocation Active FOF: Launched on August 25, 2025. Opportunity till September 8. Minimum subscription is Rs 5,000. Unit price is Rs 10. It is a hybrid fund. Main investment is in equity and debt.

* Union Diversified Equity All Cap Active FOF: Launched on September 1, 2025. Will close on September 15. Minimum subscription amount is Rs 1,000. Unit price is Rs 10. It is a fund that comes under the other equity-oriented category. It is a good option for long-term investment goals. It invests in all categories of stocks.

* Zerodha Nifty Smallcap 100 ETF: Launched on August 25, 2025. Will close on September 5. It invests in Nifty Smallcap 100 index stocks. It is designed to track the index with minimal tracking error. Unit price is Rs 10. Minimum investment amount is Rs 1000.

* Grow Multi Asset Allocation Fund: Launched on September 10, 2025. Subscriptions can be made till September 24. Unit price is Rs 10. Minimum investment amount is Rs 500. Provides diversified investment options. Will invest in stocks with growth potential. Will also invest in debt instruments.

* Bandhan BSE India Sector Leaders Index Fund: As the name suggests, it invests in the leading stocks of the BSE market. Launched on September 3, 2025. Opportunity till September 17. This is a passive fund. Unit price is Rs 10. Minimum investment is Rs 1000.

To sum up, I see that every new fund offering comes with its own story and its own risks. For someone who has faced job loss or financial uncertainty, these NFOs may feel like a small window of hope. They won’t change life overnight, but starting with Rs 100 or Rs 1,000 is at least a step forward. The real question is not which NFO is best, but whether you are ready to think long-term and stay patient with your money.